Insurance & Payment
We accept most major insurance plans. And when insurance does not cover it, our Cash Discount Plan offers competitive out-of-pocket pricing.
Verify your insurance now
Visit our contact page
No insurance?
See Cash Discount Plan
Medicare patient?
See Medicare coverage
What to bring when filling a prescription
Having the right information means faster service, accurate pricing, and fewer surprises at the counter.
Required
Your pharmacy insurance card
Not just your medical card. Your pharmacy benefit may be handled separately. Look for these fields:
RxBIN
6 digit number that routes the claim to your PBM
RxPCN
Letters or numbers that identify your plan
Member ID
Connects the claim to your account
Group #
Identifies your employer or plan group
Tip: If you see an RxBIN number on your card, that is your pharmacy card.
Photo ID
Required for all new patients and certain prescription pickups.
A list of your current medications
If this is your first visit, include name, dose, and frequency for each medication.
Good to have
Secondary insurance card
If you have Medicare plus a supplemental plan
Medicare card (red, white, and blue)
For vaccine coverage or Extra Help review
HSA or FSA card
If paying from a health savings or flex account
Previous pharmacy bottles
Speeds up the transfer process
Your doctor's name and phone
For renewals or prior authorization
Changed insurance recently? Visit our contact page before your visit with your new RxBIN, PCN, and Member ID. We can run a coverage check in advance.
Changed insurance plans recently?
Visit our contact page before your visit and share your new RxBIN, PCN, and Member ID. We can run a coverage check in advance so you know your estimated copay before you arrive.
Insurance plans we accept
We accept the following confirmed plans. Do not see yours? Visit our contact page. We accept most private plans.
Express Scripts
CVS Caremark
OptumRx
MedImpact
Aetna
Cigna
Anthem
Navitus
WellCare
SilverScript
Most private insurance plans
Medicare patients: here is what we cover
Enova Care supports many Medicare Part D plans and helps patients understand their prescription coverage options.
Medicare Vaccine Coverage
Coverage varies by vaccine and eligibility:
Influenza (flu), annual
Coverage depends on your Medicare benefit and eligibility
Pneumococcal (Prevnar / Pneumovax)
Coverage depends on your Medicare benefit and eligibility
COVID-19 vaccines
Coverage depends on your Medicare benefit and eligibility
Hepatitis B
Coverage depends on your Medicare benefit and eligibility
Shingles (Shingrix)
Coverage depends on your Medicare benefit and eligibility
Tdap
Coverage depends on your Medicare benefit and eligibility
Bring your Medicare card on vaccination day. We can help review your coverage before administering eligible vaccines.
Medicare Part D Prescriptions
Typical costs may vary by formulary tier:
Tier 1 (preferred generics)
Lower copay tier on many plans
Tier 2 (generics)
Common generic coverage tier
Tier 3 (preferred brands)
Preferred brand-name coverage tier
Tier 4 (non preferred drugs)
Higher cost-sharing tier on many plans
Tier 5 (specialty)
Often includes coinsurance or higher cost sharing
Exact costs depend on your specific Part D plan. We can run a coverage check before filling.
Extra Help (Low Income Subsidy)
Medicare's Extra Help program helps patients with limited income pay for Part D costs and may significantly reduce prescription expenses.
Single
Income limits vary by program year
Couple
Income limits vary by program year
Not sure if you qualify? Visit our contact page and we will help check.
No insurance? Competitive cash pricing is available.
For patients who pay without insurance, are between plans, have a high deductible plan, or find their cash price is lower than their copay.
Tell us you want cash pricing when you drop off your prescription
We look up our best available price for your specific medication
We tell you the exact price before we fill so there are no surprises
You decide whether to proceed
Pay at pickup using credit card, debit, cash, HSA, or FSA
No enrollment. No forms. No membership fee. No expiration.
"Competitive pricing for out-of-pocket payers."
Enova Care Pharmacy
Cash pricing examples
Generic medications
Often competitively priced for a 30 day supply
Brand name medications
Pharmacy's best available rate
Diabetic supplies
Competitive pricing. Contact us for specifics.
Vaccinations
Quoted before administering
Prior authorization: explained and handled by us
A prior authorization does not mean your doctor prescribed the wrong thing. It means your insurer wants documentation before paying. We help coordinate the process.
What we do
Identify the prior authorization requirement when we run your insurance
Contact your prescriber's office directly so you do not have to manage it alone
Coordinate the clinical documentation your prescriber needs to submit
Track the prior authorization status with your insurance company
Notify you when approved and your prescription is ready
If denied, discuss options such as appeal, alternative medication, or cash price
Typical timeline: Many standard prior authorization requests resolve within 1 to 3 business days.
Need help with a prior authorization? Visit our contact page. We handle these every day.
Tips to lower your prescription costs
Ask about the generic version first
Generic medications contain the same active ingredient at significantly lower cost. We always let you know when a generic is available.
Check whether your cash price beats your copay
Sometimes your insurance copay may be higher than the available cash price for the same medication. We help you compare when possible.
Ask about manufacturer savings cards
Many brand-name manufacturers offer copay assistance cards. Ask us if one is available for your medication.
Use Med Sync to avoid expensive emergency fills
Medication Synchronization aligns eligible refills to one date so you are less likely to run out or need a rushed fill.
Apply for Medicare Extra Help if eligible
The Medicare Extra Help program can significantly reduce prescription costs for qualifying patients. Visit our contact page and we will help check your eligibility.
Ask for an MTM review
A medication checkup can identify duplicate therapies and lower-cost alternatives. Many Medicare Part D patients may qualify for covered MTM services.
Common insurance questions
Find answers to common insurance and payment questions.
Still have questions?
Visit our contact pageThe fastest way is to visit our contact page with your insurance information ready. We can verify your coverage quickly.
We will check your insurance right away.
Do not guess at your coverage. Visit our contact page and we will verify your plan, review your copay, and help you understand what you may pay before we fill anything.
Call us
Contact Us
Phone
(951) 406-1521Office hours
Mon–Fri: 9:00 AM - 6:00 PM
Sat: 10:00 AM - 2:00 PM
Sun: Closed
Location
10465 Arlington Ave., Suite 300
Riverside, CA 92505
Need a refill? Call us or use the Quick Rx app for fast prescription refills.